If my actual bills for 2 days of hospitalisation are only Rs 2,000 would I still get the full amount?

Definitely. We don’t ask for your medical bills at the time of the claim unless we notice some discrepancy in your declaration and the discharge summary. You can claim full amount irrespective of your actual expenses. If your policy coverage is Rs 5,000/day then, in this case, you get Flat Rs 10,000.

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